Ghana is an emerging economy. The country is prospering with a recently reevaluated currency, and expects to achieve a middle-income status by 2015. Prospects could not be brighter for potential investors. However, Ghana’s laws and bureaucracy have not kept up with its quickly growing economy. If you plan on purchasing land or property in Ghana as a foreign investor, it is highly recommended that you utilize the services of a local lawyer experienced with land issues.
Despite the recently launched Land Administration Project (LAP) this year, there are hundreds, …

The following holds true for any property you wish to invest in:
Location Location Location
The location of your buy to let property is one of the most important variables you need to consider when looking for your first investment property.
Getting the location right will mean a steady flow of good rent paying tenants.
However, if you make a mistake with the location you could be faced with long voids, damaged properties, and disruptive and possibly even dangerous tenants.
One of the first things you need to do before buying your property is to …

The installation of your new hardwood floor is probably the most rewarding remodeling you can do. With any type of flooring the first step is to create your reference line, if this line is off the entire floor will be off. Wood floors will contract and expand so when laying it down it is a good idea not to glue the floor down. There will be occasions when your hardwood floor will need fixing. Before securing hardwood floors, read the installation instructions provided by manufacturer for the …

Cheap interior design ideas come in many forms these days. From television shows to magazines, the industry is trying to teach the consumer how to design cheap. In the past, ideas such as cheap design shows would have left most interior designers horrified.
The industry of interior design has changed dramatically over the past few years in order to better accommodate consumers. In it’s early to mid stages of evolution, interior design was an industry of prestige. Now, due to the demand for cost-cutting design …

In common language, it’s the opposite of a traditional mortgage. Instead of you paying a mortgage payment to a mortgage company…the mortgage company makes the payment to you every month! The loan amount is based on the current equity in the home, which is the difference in the market value and any mortgage attached to the property. The loan is paid off when the home is sold.
You will not have to pay income taxes on the monthly payments made to you. This is tax-deferred income, as interest will only have …

Each year, thousands of older americans fall at home. Many of them are seriously injured, and some are disabled. In 2002, more than 12,800 people over age 65 died and 1.6 million were treated in emergency departments because of falls.
Over 70% of home accidents happen in the bathroom and this is no different for seniors. The bathroom by far has the highest risk of falls for seniors because of the nature and modern designs of todays bathrooms.
As seniors age they still wish to remain independent and are not likely to …

You may currently have a shower/bathtub combination. This can be a good solution for bathrooms that have limited space, but the trend is to separate these units if both a tub and shower are featured in a newly remodeled bathroom. This could require expanding into other existing space in the household. In many cases, a closet may backup to a bathroom, and if not needed, can be incorporated to allow more space in a small bathroom.
This can also sometimes be accomplished by rearranging the layout in a bathroom. Often in …

I am not sure if you are aware of this but almost 80% of all accidents in the home are in the bathroom.
If you look at the design of most bathrooms it is easy to see that it is a playground for disaster. With electrical devices, running water, and slippery obstacles almost covering every inch of the average bathroom.
Here we will attempt to identify these sources for danger and death and find simple ways to reduce or completely eliminate the risk.
The first and most dangerous is the bath tub …

There are two basic types of consumer vacuums on the market, and both have advantages and disadvantages. But there are some misleading ads on the commercials and advertisements that they run. We are going to attempt to break them down and expose the tricks that lead you to believe that their machine is a superior product. Some of these machines cost thousands of dollars and are no better than a 70 dollar machine from your local store.
I am probably going to hurt some pride and feelings by the time you …

When most people first become real estate agents they are probably not thinking about how they are going to get out of the business. They are thinking about how much money they are going to make once they get started and not how much they are going to make when it is time to get out. However, if you are not thinking about where you are going, will you ever get there? Probably not. You will most likely wander this way and that and then when …